The Citi Premier Card Is a Travelers Friend

With an incredible selection of bonus categories, a Citi Premier Card represents an underrated hidden gem. The ability to accumulate three points for every single dollar that you spend on airfare, hotels, petrol stations, supermarkets, and eateries for under $95 a year is still a really good price.

Even though the card is not as powerful on the point redemption side as comparable products from Chase or Amex, it is still considered a great card for frequent travelers, and the rewards are on the higher side.

Additionally, the points you accumulate through the Citi Premier represent some of the most flexible reward currencies. The reason for this review of the Citi Premier card is because Citi has made significant improvements to the ThankYou Points program over time, and they’re worth giving an overview of the program.

They do not have the same stringent policies for spending reward points as other cards that are touted as travel friendly cards, and it makes it a desirable credit card for those who use cards while traveling to enjoy the reward points they receive.

What more should you know about this card? Click here to read more on credit cards and what they charge and offer.

In order to receive the 60,000 bonus points from the Citi Premier, you must make purchases totaling $4,000 within the initial three months of opening your account. Citi has a fairly unique approach to identify who is eligible for bonuses.

Gaining rewards with the Citi Premier

One feature of the Citi Premier that really stands out is its earning system. With no restrictions or yearly limits, cardholders can earn three points for every dollar spent in the following categories:

• Travel by air.
• Petrol stations.
• Takeout included any Restaurants the Citi Premier card is accepted.
• On all other purchases, the card also accrues one point for each dollar spent.

The Citi Premier’s ability to collect bonus points in a variety of areas without levying a costly yearly fee accounts for a large portion of its value proposition. Because of this, you should not anticipate a ton of benefits, but there are a few that will assist you return your yearly fee:

You will receive a $100 credit once per year of ownership for single-stay hotel reservations made by using the Citi travel portal that total at least $500, excluding taxes and fees.

Warranty Extensions and Theft Protection

One of the most coveted rewards is the fact that any manufacturer’s warranty is extended by 24 months with extended warranty protection when you purchase the warrantied item with your card. There is no additional charge for the additional warranty coverage (https://www.ftc.gov/business-guidance/resources/businesspersons-guide-federal-warranty-law), it is simply given to you as protection for your purchase because you bought it with your Citi Premier card.

In addition, card purchases offer protection against damage and theft. Replaces or repairs a damaged or stolen item within 90 days when purchasing, up to $10,000 each occurrence and $50,000 annually.

Some great travel benefits that are offered with the card are premium resort and hotel portfolio for on-property amenities like complimentary breakfast as well as room upgrades upon availability, as well as a five-dollar monthly Lyft voucher after taking three trips in a calendar month.

You may also benefit from extras like smartphone protection along with Global Emergency Services through the global Elite Mastercard program. Entertainment by Citi is a unique program that enables cardholders to purchase tickets in advance for thousands of events, including concerts, sporting events, exclusive dining opportunities, and movie screenings.

Due to the fact that this card is built for and directed at frequent travelers, you will notice an absence of foreign transaction fees. The Citi Premier gives you the freedom to travel without being charged for overseas purchases, like any decent travel card should. If you are a frequent traveler and like to watch your rewards rack up, this is probably one of the credit cards offers that you will want to try, simply for the points amenities and upgrade abilities for travel and hotel stays.

To sum up

Despite a plethora of rivals, the Citi Premier is one of the most profitable point-earning cards in the range of its cost because of its extensive list of incentive categories and strong sign-up bonus. Aimed at those who love to catch a flight and stay anywhere around the world without worrying about the costs, upgrades to stays and flights are a great bonus with this card.

This card appeals to travelers who want the freedom to spend points with different loyalty programs due to a significant amount of ThankYou Benefits transfer partners. If you favor Citi, it is worth a look. Add in the annual fee of less than one hundred dollars, and the card pays for itself several times over if you use it for your travel expenses.